Ask me a question!
What were the main 'career decision' milestones in your life so far?
At school I studied Accountancy and Business studies and developed a keen interest for business. Following on from this I completed my degree in Business Studies and specialised in finance. From this I decided that I wanted to obtain a professional qualification which naturally led me to doing my Accountancy exams.
Who are the people who most influenced your career direction?
How did you go about getting your current job?
Describe a typical day?
I manage on behalf of the Bank the lending requests from various businesses. Providing finance to SMEs for various projects to help grow their businesses. Projects such as business acquisition, capital investment in equipment and premises, property acquisition, etc.This can be very rewarding when you see business grow and become more successfully with your help.
What are the main tasks and responsibilities?
I manage a portfolio of high value customers on behalf of the bank. I actively work to recruit new to bank customers. I manage companies with bank lending exposure up on £10-16m, providing a full suite of bank products to a wide variety of customers in a number of sectors. I am responsible for the total customer relationship, including service and lending to both business and personal - I ensure that the day to day banking needs are met, to include electronic banking, managing foreign exchange risk and minimising associated risks to ensure the effective and efficient delivery of good customer service.
What are the main challenges?
What do you like most?
Is there anything that isn't great?
What particular skills do you bring to your workplace?
Good business and commercial acumen Decisive, with good listening skills, objectivity, independence and an ability to quickly articulate business strategy Good interpersonal skills, ability to develop relationships and to work across different teams / divisions.
Have an understanding of financials, transaction structuring and negotiation skills with knowledge of legal/security requirements. Proven ability to promote the Bank and seek out opportunities to cross-sell group products. Good internal and external network. Resilient with an ability to work to deadlines and a proven team player.
What subjects did you take in school and how have these influenced your career path?
Degree in Business Studies with Diploma in Industrial Studies and MSc Accounting and Finance at University of Ulster. Which led me to getting a training contract at BDO to complete my professional accountancy exams. There are a number of avenues that you can chose from when going into Business and Finance as well as work and study options. Having a professional qualification not only provides you with a good knowledge of business it helps with career opportunities.
What is your education to date?
What aspects of your education have proven most important for your job?
What have been the most rewarding events in your career so far?
What personal qualities do you have that helps you in your career?
What is your dream job?
Does your job allow you to have a lifestyle you are happy with?
My job allows me to have a good work life balance, it's a 9-5 day job with good terms of employment.
There is good flexibility for working around personal commitments. There are many opportunities across Finance and lots that allow you to progress to senior decision making roles or in sectors that you have a personal interest in. Job security has remained strong even in recession times.
What advice would you give to someone considering this job?
What are the three most important personal characteristics required for the job?
Have you undertaken, or do you plan to undertake any further training as part of your job?
- Career Development?
- Current Job?
- Education and Training?
- Personal Qualities?
- Advice for Others?